Board of Directors

Chairman

Pablo Granifo Lavín

Mr. Granifo was re-elected as the chairman of our board of directors in 2023, a position which he has held since 2007.

• He was our chief executive officer from 2001 to 2007
• Chief executive officer of Banco de A. Edwards from 2000 to 2001
• Corporate manager at Banco Santiago from 1999 to 2000
• Commercial manager at Banco Santiago from 1995 to 1999

Mr. Granifo is also chairman of the board of directors of Banchile Administradora General de Fondos S.A., Socofin S.A., and of the Executive Committee of Banchile Corredores de Seguros Limitada, Quiñenco S.A and Viña San Pedro Tarapacá S.A and vice chairman of the board of Compañía Sud Americana de Vapores S.A. He is also a member of the board of directors of Compañía Cervecerías Unidas S.A., Empresa Nacional de Energía Enex S.A, Embotelladoras Chilenas Unidad S.A., Cervecera CCU Chile Limitada, LQ Inversiones Financieras S.A., Sociedad Matriz SAAM S.A. and Asociación de Bancos e Instituciones Financieras ABIF.

He holds a degree in business administration from the Pontificia Universidad Católica de Chile.

Director

Jean Paul Luksic Fontbona

Board member since 2013, reelected in March 2023.

Mr. Luksic is:

• Chairman of the board of Antofagasta plc (United Kingdom).
• Chairman of the board of Antofagasta Minerals S.A.
• Vice-Chairman of the board of Quiñenco S.A.
• Vice-Chairman of the board of Sociedad Matriz SAAM S.A.
• Director of the Mining Council

Mr. Luksic holds a B.Sc. degree in Management and Science from the London School of Economics and Political Science.

Mr. Jean-Paul Luksic and Mr. Andrónico Luksic are brothers.

Director

Alfredo Ergas Segal

Board member since March 2017, reelected in March 2020. Mr. Ergas is an independent director elected by the pension fund managers. He is Chairman and Financial Expert to the Directors’ and Audit Committee of Banco de Chile.

Mr. Ergas is:

• Chairman of the board of Transportadora de Gas del Perú.
• Board member of Grupo Costanera S.A. and Transelec S.A.
• Involved in non-profit organizations, as he is a director of Inbest and President of the Consultation Committee at Universidad de Chile’s School of Business and Economics.

Previously, he was Regional CFO of Enersis, where also worked in business development and as the controller. Before that, he was CFO of Endesa Chile and Smartcom, a telecommunications subsidiary of Endesa España, and Money Desk Manager at Santiago S.A. Corredores de Bolsa.

He is a professor of finance at Universidad de Chile. He has received awards such as: “One of the Best Chilean CFOs in Investor Relations 2012” from LirA, “Best Commercial Engineer Universidad de Chile 2006”, “CFO of the Year” in 2010 (selected by peers) and for his “Contribution to Capital Market Development” from Revista Capital/Inbest/El Mercurio, in 2014. He was recognized by the American-Chilean Chamber of Commerce as “Executive of the Year” in 2018. In 2020 he was awarded as the Best Professor in the Finance Master's Degree program at Universidad de Chile.

Mr. Ergas has a degree in business administration from Universidad de Chile and an MBA from Trium Global Executive, jointly issued by New York University’s Stern School of Business, the London School of Economics and Political Science and the HEC Paris School of Management.

Director

Samuel Libnic

Was appointed member of our board of directors on 2015 and was re-elected in March 2020. He has been the General Counsel for Citigroup Inc.’s operations in Latin America since 2007.

In April 2010, he became a member of Citigroup Inc.’s Legal Management Committee and in January 2012 was appointed to the Office of Vice President by the board of directors of Citibank, N.A. and as Senior Vice President of Citibank, N.A. in October 2019.In September 2013 the legal department of Banamex, Citigroup Inc.’s Mexican banking subsidiary, also began reporting to Mr. Libnic. Mr. Libnic’s current responsibilities include overseeing legal coverage for all products and businesses throughout Latin America and Mexico. Prior to becoming General Counsel for the Latin America region, Mr. Libnic held a number of positions of increasing responsibility since joining the company in 1996 as General Counsel of the Global Corporate and Investment Bank for Citibank Mexico, Grupo Financiero Citibank.

In 2001, he was named Deputy General Counsel for Latin America, a position he held until he assumed his current role. From November 2010 until June 2013, Mr. Libnic also acted as Head of the Legal Department for Citi Brazil (in additional to his regional role). Before joining Citigroup Inc., Mr. Libnic worked at Shearman & Sterling LLP in New York and with Basham, Ringe and Correa.

He holds a law degree from the Anahuac University in Mexico, as well as an LLM from Georgetown Law School, and is licensed to practice law in both Mexico and New York.

Alternate Director

Paul Javier Fürst Gwinner

Mr. Fürst has been a member of our board since November 2019 and was re-elected as the first alternate director in March 2023.

Since 1998 to date, he is director at Grupo Plaza S.A., and integrated the Audit Committee for two years, until April 2019. In addition, he is a partner and director since 2009 of the mining company Ventana Minerals; partner and director since 2005 of the mining and hydrogeology drilling company Terraservice; director of the goat products company Caprilac, and director of the agricultural company Comaihue.

Previously, he was director at Parque Arauco S.A. for eleven years and director at the General Fund Manager WEG for two years. Mr. Fürst is a commercial engineer from the Universidad del Desarrollo.

Mr. Fürst pursued the Senior Management Program (PADE) of the ESE Business School at the Universidad de los Andes.

Director

Jaime Estévez Valencia

Has been a member of our board of directors since 2007 and was re-elected in March 2023.

Mr. Estévez is an independent director.

• Currently a member of the board of directors of Cruzados SADP.

Previously, Mr. Estévez was chairman of the board of directors of Banco Estado, a Chilean government owned bank. Additionally, he has served as a director AFP Provida and AFP Protección, two Chilean private investment pension funds, and as director of Endesa Chile S.A. Mr. Estévez was Minister of Public Works from January 2005 to March 2006, and simultaneously, as Minister of Transportation and Telecommunications.

He was also a congressman from March 1990 to March 1998 and president of the Lower Chamber of Congress from March 1995 to November 1996. Mr. Estévez holds a degree in economics from the Universidad de Chile.

Director

Andrés Ergas Heymann

Board member since 2017, reelected in March 2023.

• Mr. Ergas is currently the Chairman of the board of Nomads of the Seas, Todo Moda, Isadora e Inersa 1.
• Previously, Mr Ergas was an advisor to the Banco de Chile board from August 2014 until his appointment as director.

Mr. Ergas was Chairman and CEO of Banco HNS, Chairman of the board of Compañía General de Leasing and Vice-Chairman of Factoring Finersa. He has also served on the boards of Banco de A. Edwards, Hotel Plaza San Francisco Kempinski, BMW Chile, Inmobiliaria Paidahue, Mitsubishi Motors and Dina Trucks Co. He was the founding Chairman of the Association of Factoring Companies.

Mr. Ergas has a degree in business administration from Universidad Diego Portales de Chile.

Director

Hernán Büchi Buc

Mr. Büchi was appointed as a member of our board of directors on August, 2019 and was re-elected in March 2023. Previously, he served as an advisor to our board since 2008 and during 2007 he was a member of our board of directors.

He is the founder of and an advisor to Instituto Libertad y Desarrollo and is currently the chairman of the managing council at Universidad del Desarrollo. He is also a director of Quiñenco S.A. Mr. Büchi was Minister of Finance between 1985 and 1989, and previously held the positions of Superintendent of Banks, Minister of Planning and Undersecretary of Health, among others.

Mr. Büchi holds a degree in Civil Mining Engineering from the Universidad de Chile and a Master's degree from Columbia University.

Alternate Director

Sandra Guazzotti

Ms. Guazzotti has been a board member since June 2019 and was reelected as the second alternate director in March 2023.

Ms. Guazzotti is Head of Google Cloud for the LATAM Multi Country region (Argentina, Uruguay, Chile, Peru, Colombia, Central America and the Caribbean) since November 2021.

Ms. Guazzotti has more than 20 years of global experience in IT, finance, management and corporate governance. Previously, she held various positions at Oracle: Chief Strategy & Operations Officer of Latin America, Senior Vice President of the Multi Country Region and CEO of Chile on two occasions, during 2018 and previously from 2011 to 2014.

During her career at Oracle she has held numerous positions, including Vice President of Investment and Financing Solutions for Asia-Pacific, based in Singapore, and Vice President of Corporate Sales in Japan.

Throughout her career she has received numerous honors such as Executive of the Year 2019 from Mujeres Empresarias and Revista Capital and was named as one of “100 Women Leaders in Chile” by Mujeres Empresarias and the newspaper El Mercurio in 2011, 2018 and 2019. Ms. Guazzotti is past president and currently a director of the Chilean- American Chamber of Commerce (AmCham) and board member of the Universidad Adolfo Ibáñez. She is also a member of Women Corporate Directors (WCD).

Ms. Guazzotti has a degree in international relations from the University of Tsukuba in Japan and completed the Senior Executive Program (PADE) at Universidad de los Andes in Chile. She is also certified in Company Direction by the Institute of Directors (IoD) in the United Kingdom.

Director

Mr. Patricio Jottar Nasrallah

Mr. Jottar took office as director in December 2023. He is currently CEO of Compañía Cervecerías Unidas S.A. (CCU S.A.), Chairman of the Board of Compañía Pisquera de Chile S.A. and director of, among other companies, Cervecera CCU Chile Limitada, Embotelladoras Chilenas Unidas S.A., Compañía Cervecerías Unidas Argentina S.A., Viña San Pedro Tarapacá S.A., Aguas CCU-Nesltlé Chile S.A., Cervecería Kuntsmann S.A., Bebidas CCU-Pepsico SpA, Bebidas del Paraguay S.A., Central Cervecera de Colombia S.A.S., Zona Franca Central Cervecera S.A.S. and Distribuidora del Paraguay S.A.

Previously, he was CEO of AFP Bansander and Santander Chile Holding, after working at Citicorp Chile.

He has been director and president of Icare, director of Fundación Teletón, elected Counsel of Sofofa and member of its Executive Committee, and is currently director of Clínica de la Universidad de Los Andes.

He has been a professor in Finance, Costs and Administration courses at Pontificia Universidad Católica de Chile and Universidad de Los Andes.

Mr. Jottar has a degree in business administration from Pontificia Universidad Católica de Chile and a Master in Economics and Business Administration from Instituto de Estudios Superiores de la Empresa, in Barcelona, Spain.

Vice Chairman

Julio Figueroa

He was elected to the board in December 2018, and reelected as a director and appointed Vice-Chairman of the board in March 2023.

Mr. Figueroa is:

• CEO of Citi Sud America (LAS) based in Buenos Aires, Argentina.
• Head of Corporate & Investment Banking (CIB) for LAS.
• He serves on the boards of the the Argentine Business Association (AEA), the Latin American Business Council (CEAL) in Argentina, the Young Presidents’ Organization (YPO) in Argentina and the Institute for Business Development of Argentina (IDEA).

Mr. Figueroa joined Citi Buenos Aires Corporate and Investment Banking (CIB) in 1994 after working for IBM Argentina in the finance division. Since then, he had several roles in CIB Argentina such as Senior Banker covering Argentinean customers in various industries. In 2001, Mr. Figueroa relocated to Citi’s Latin American Regional Office in Miami as Corporate Finance Transactor in CIB covering Latam clients, and in 2004 to New York as responsible for Financial Sponsors and Private Capital Clients for Latin America CIB. In 2010 Mr. Figueroa returned to Buenos Aires as Corporate & Investment Banking Head for Citi Argentina, a position he held until May 2014, when he was appointed CEO of Citi Peru and Vice Chairman of the board of Citibank del Peru S.A., in charge of the institutional clients group (ICG) and global consumer banking (GCB). In November 2015 Mr. Figueroa was appointed CEO of Citi in Argentina. In January 2017, in addition to his role as CEO of Citi Argentina, he became Southern Cone Head and CIB Southern Cone Head and, in January 2020, his role was expanded to LAS Southern Cluster Head.

Mr. Figueroa received his MBA in finance from CEMA University in Buenos Aires, and a B.A. in business administration and a B.A. in accounting, both from Universidad Católica Argentina (U.C.A.) in Buenos Aires.

Director

Francisco Pérez Mackenna

BBoard member since 2001, and Vice Chairman of the Board since December 2023.

Mr. Pérez is:

• Chief Executive Officer of Quiñenco S.A. since 1998.
• Chairman of the board of Compañía Sud Americana de Vapores S.A.
• Chairman of the board of Empresa Nacional de Energía Enex S.A. and Enex Corp Ltd (UK).
• Chairman of the board of Invexans S.A.
• Chairman of the board of Tech Pack S.A.
• Chairman of the board of Compañía Cervecerías Unidas S.A.
• Chairman of the board of LQ Inversiones Financieras S.A.
• Board member of Embotelladoras Chilenas Unidas S.A., Compañía Cervecerías Unidas Argentina S.A., Compañía Pisquera de Chile S.A., Cervecera CCU Chile Ltda., Inversiones y Rentas S.A., Nexans, Viña San Pedro Tarapacá S.A., Sociedad Matriz SAAM S.A., and Hapag-Lloyd.
• Executive Committee member at Banchile Corredores de Seguros Ltda.

Prior to 1991, Mr. Pérez was CEO of Citicorp Chile and also was vice president of Bankers Trust in Chile.

He holds a degree in business administration from Pontificia Universidad Católica and a MBA from the University of Chicago.

Director

Raúl A. Anaya Elizalde

Board member since September 2020, reelected in March 2023.

Mr. Anaya is:

• Chairman of the board of Citibanamex Seguros S.A. de C.V.
• Chairman of the board of Citibanamex Pensiones S.A. de C.V. in Mexico.
• Chairman of the board of Citibank Trinidad & Tobago Ltd.
• Chairman of the board of Citicorp Merchant Bank Trinidad & Tobago Ltd.

He retired from Citigroup in June 2019 after 32 years with the organization. Before leaving Citi, he was Corporate Director of the Money Laundering Control Area for Citibanamex, a Mexican subsidiary of Citigroup, from July 2017 to June 2019, following his role as Corporate Director of Transformation, also at Citibanamex, from July 2015 to June 2017. Prior to these roles at Citibanamex, he was Director General of Consumer and Commercial Banking for Latin America at Citi from July 2012 to July 2015.

Prior to this, he served as Director of Global Consumer Banking, following a period as Director of Operations for Citigroup's Global Consumer Banking Council starting in April 2010. He also served as Director General for Citigroup in Central America and the Caribbean beginning July 2008.

From December 2005 to July 2008, Mr. Raúl Anaya was Director General of Consumer Banking for Latin America (except Mexico and Brazil), where he was responsible for retail banking, credit cards and consumer financing, and before that he was Director of Consumer Banking for Latin America starting in February 2005. From August 2003 to January 2005, he served as Executive Director of Consumer Banking at Banamex (Mexico), in charge of the mortgage, personal loan and vehicle financing areas. Prior to that position, he was Division Director for the Metropolitan Retail Banking Division at Banamex. From May 1999 to January 2002, he was Chairman and CEO of Banco Bansud S.A. (formerly a subsidiary of Banamex) in Argentina.

Mr. Anaya joined Citibank at Banamex's New York Agency in October 1987 and later became General Manager of the Banamex Agency in Los Angeles, Executive Vice President of the Corporate Banking and International Division at California Commerce Bank, General Manager of the Banamex Agency in Houston and General Manager of the Banamex Agency in New York in charge of its offices in the United States and Canada.

He served as Chairman of the board at most of Citi’s financial entities and subsidiaries in Central America. He was previously a director at Banco de Chile from January 2008 until he resigned in 2013, and was reelected on September 24, 2020.

Mr. Anaya holds a degree in Business Administration from the Universidad de La Salle.

Director

Sinéad O’Connor

She is a member of our Board since 2023.

Ms. O’Connor has 23 years’ experience in the banking industry. Throughout her career, she has worked in the areas of investment, sales, marketing, human resources and digital transformation, among others, in banks in the United Kingdom, Spain and Mexico.

Since April 2022, Ms. O’Connor has been CEO of Consumer Bank at Citibanamex, Mexico’s second largest bank with 35,000 employees and 12 million customers. Previously, between 2018 and 2022, she served as Chief Digital Officer for the same bank, where she led the development of the company’s digital and data strategy. Prior to joining Citibanamex, from 2003 to 2018 she held different positions at Santander Group based in Madrid, Spain.

Ms. O’Connor is a graduate of University College Cork and holds a Master in European Business from ESCP Business School.

Director

Ana Holuigue Barros

She is a member of our Board since 2023.

Mrs. Holuigue is an independent director

She is currently President of Chile Transparente (2022), director of Parque Arauco S.A. (2019) and Empresa Nacional del Petróleo (ENAP) (2018) and member of the Board of Directors of Grupo Prisma (2016).

Previously, Mrs. Holuigue served as President (2019 - 2022) and Director (2018 - 2019) of Televisión Nacional de Chile (TVN), Director of Un Techo para Chile (2000 - 2022), Director of Fundación Amigos por Siempre (2015 - 2020), Director of CORPBANCA (2011 - 2015), Member of the Superior Council of Universidad Alberto Hurtado (2002 - 2017), Vice President (2010 - 2012) and President of the Audit Committee of Empresa de Ferrocarriles del Estado (EFE), Director of Fundación Chile (2010 - 2014), Director of Centro Cultural Gabriela Mistral (GAM) (2010 - 2014), Director of Consorcio Periodístico de Chile (COPESA) (2007 - 2014), Director of Unimarc (2009 - 2011), President of Asociación de Radiodifusores de Chile (ARCHI) (2005 - 2007) and Director of Consejo de Autorregulación y Ética Publicitaria (CONAR) (2004 - 2011).

Mrs. Holuigue was also Executive Director of Grupo de Radios DIAL (2005 - 2017), founding partner and director of Radio DUNA (1995 - 2005), Corporate Manager of Telefónica (1992 - 1994), Marketing and Product Manager of Banco Santiago (1989 - 1992) and Research Manager (1985 - 1989) and Research Engineer (1980 - 1984) of Compañía de Petróleos de Chile (COPEC).

Mrs. Holuigue was also a member of the Business and Society Circle of ICARE (2022 to date), Member of the Board of Red de Alimentos (2016 to date), Member of the Advisory Board of CLAPES UC (2014 to date), Advisor of Comunidad Mujer (2002 to date), Member of the Government Commission for the Defense of Free Competition (2011 - 2012) and for Women's Employment (2012), and part-time professor of Introduction to Economics, Microeconomics and Price Theory, Institute of Economics (1979 - 1989) and research professor at Institute of Economics (1979 - 1980) at Pontificia Universidad Católica de Chile. She also received the 100 Women Leaders Distinction.

Mrs. Holuigue holds a degree in Business Administration and a Master's postgraduate degree in Economics from Pontificia Universidad Católica de Chile.